Make the best college choice by understanding the true cost of college. Start by understanding the yearly costs at Saginaw Valley State University.
On this page you will find:
This school prices housing and dining separately. The on-campus housing cost for a typical student was $5,700 in 2026, and a standard meal plan cost $4,750. All told, a typical student living on campus at Saginaw Valley State University faced a yearly bill of about $15,980 in 2026 after factoring in housing, meals, books and other essentials.
The table below shows the expected costs of on-campus and off-campus housing and dining plans for Saginaw Valley State University.
| Expense | On Campus | Off Campus |
|---|---|---|
| Room and Board | $13,600 | $15,170 |
| — Housing | $5,700 | |
| — Meals | $4,750 | |
| Other Living Expenses | $1,220 | $2,740 |
| Books and Supplies | $1,160 | $1,160 |
| Total | $15,980 | $19,070 |
Housing and dining costs rarely hold still from one year to the next. Projecting the trend helps you plan for all four years instead of only the first.
At the projected rate, four years of on-campus living costs would total roughly $68,855 in housing, food and other expenses.
Here is how combined on-campus room and board has moved over the last few reported years, with a projection of where it is headed, at Saginaw Valley State University.
| Year | Room & Board |
|---|---|
| Three Years Ago | $12,306 |
| Two Years Ago | $12,610 |
| One Year Ago | $12,920 |
| Most Recent Year (2026) | $13,600 |
| One Year From Now * | $14,076 |
| Two Years From Now * | $14,570 |
| Three Years From Now * | $15,080 |
| Four Years From Now * | $15,609 |
* estimated
Over the reported period, on-campus housing and dining changed about 3.5% annually. Carrying that rate forward one year puts on-campus living costs near $16,456 for room, board and essentials in year one.
Projected forward, the last year of a four-year degree runs about $17,989 for a bachelor’s degree, while a two-year (associate) student would pay around $16,950 by the end of a two-year program.
Over the entire degree (assuming you graduate on time), the total comes to about $68,855 over four years — compared with roughly $33,406 over a two-year associate program.
Annual increases in room and board are the norm, so build a yearly increase into your four-year budget.
For details on living on campus, including capacity, see the table below.
| Question | Answer |
|---|---|
| On-Campus Room Capacity (Per Occupant) | 2,466 |
| Offers On-Campus Housing | Yes |
| Offers a Meal Plan | Yes |