by our College Data Analytics TeamThis overview lays out the cost of attending Saint Xavier University, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
Use the section links below to navigate this overview:
What it costs to attend Saint Xavier University comes to about $42,237.00 annually.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $37,940.00 |
| + Room, board & other expenses | $4,297.00 |
| Total cost | $42,237.00 |
| That is 29% above the national average net price. |
| Total cost | $42,237.00 |
| − Grants and scholarships | −$32,274.00 |
| Net price | $9,963.00 |
| That is 70% below the national average net price. |
| Total cost | $42,237.00 |
| − Grants and scholarships | −$35,672.00 |
| Net price | $6,565.00 |
| That is 80% below the national average net price. | |
| For the full breakdown, see the tuition & fees page and room and board. |
Published costs have climbed year over year by around 2.7% per year, so the four-year total runs well above today’s cost. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.7% | 2.7% | 2.7% |
| Freshman year | $6,740.00 | $10,229.00 | $43,364.00 |
| Senior year | $7,294.00 | $11,069.00 | $46,927.00 |
| Total 4-year net price | $28,059.00 | $42,581.00 | $180,519.00 |
| 10-year loan interest @ 6.8% | $10,689.00 | $16,222.00 | $68,771.00 |
| Total monthly payment | $323.00 | $490.00 | $2,077.00 |
| Total amount paid | $38,748.00 | $58,803.00 | $249,290.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.7% | 2.7% | 2.7% |
| Freshman year | $6,740.00 | $10,229.00 | $43,364.00 |
| Senior year | $6,920.00 | $10,502.00 | $44,520.00 |
| Total 2-year net price | $13,660.00 | $20,730.00 | $87,884.00 |
| 10-year loan interest @ 6.8% | $5,204.00 | $7,898.00 | $33,481.00 |
| Total monthly payment | $157.00 | $239.00 | $1,011.00 |
| Total amount paid | $18,864.00 | $28,628.00 | $121,365.00 |
Jump to the net-price detail in the Net Price section.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $10,970.00 |
| Average net price (off-campus) | $12,093.00 |
The real cost varies by income because need-based aid scales with financial need. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $9,181.00 |
| $30,000 to $48,000 | $8,699.00 |
| $48,001 to $75,000 | $11,794.00 |
| $75,001 to $110,000 | $16,705.00 |
| Over $110,000 | $18,294.00 |
Use Saint Xavier University Net Price Calculator, or check with the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid breakdown.
The median amount borrowed by graduates of Saint Xavier University is $16,699.00, which federal data classifies as a Low ($10-20k) debt-burden category.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,500.00 |
| 25th | $8,250.00 |
| Median (50th) | $16,699.00 |
| 75th | $27,000.00 |
| 90th | $35,554.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Explore borrowing, repayment, and default in detail on the student loan debt detail.
Debt outcomes vary substantially with family income. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $15,086.00 |
| Middle income | $17,535.00 |
| High income | $18,000.00 |
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $16,884.00 |
| Continuing-generation students | $15,432.00 |
First-gen borrowers at Saint Xavier University carry $1,452.00 more than continuing-generation graduates.
The Pell Grant is the largest federal grant for undergraduates from low-income families. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The median debt gap between Pell and non-Pell graduates of Saint Xavier University works out to $301.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The default-rate category at Saint Xavier University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 4.1% |
For scale, federal Stafford loan disbursements at Saint Xavier University come to $441,553,716.00 across 18,357 borrowers.
Veterans and current servicemembers may be eligible for major federal education benefits including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 27 |
| Avg GI Bill amount | $12,984.00 |
| DoD Tuition Assistance recipients | 1 |
| Avg DoD Tuition Assistance | $2,000.00 |
Dig into veteran education benefits on the veterans benefits detail.
Numbers only tell part of the story. As you weigh Saint Xavier University, a few questions are worth asking:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.