by our College Data Analytics TeamBelow is the data on what it actually costs to attend Seattle Pacific University, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
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Published attendance costs at Seattle Pacific University stands at about $53,986.00 per academic year.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $40,407.00 |
| + Room, board & other expenses | $13,579.00 |
| Total cost | $53,986.00 |
| That is 65% above the national average net price. |
| Total cost | $53,986.00 |
| − Grants and scholarships | −$32,338.00 |
| Net price | $21,648.00 |
| That is 34% below the national average net price. |
| Total cost | $53,986.00 |
| − Grants and scholarships | −$36,091.00 |
| Net price | $17,895.00 |
| That is 45% below the national average net price. | |
| For the full breakdown, see tuition and fees plus living costs. |
The reported cost series has been increasing at about 4.3% annually, so the projections below total more than one year of attendance. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.3% | 4.3% | 4.3% |
| Freshman year | $18,659.00 | $22,572.00 | $56,290.00 |
| Senior year | $21,151.00 | $25,587.00 | $63,808.00 |
| Total 4-year net price | $79,550.00 | $96,233.00 | $239,987.00 |
| 10-year loan interest @ 6.8% | $30,306.00 | $36,661.00 | $91,426.00 |
| Total monthly payment | $915.00 | $1,107.00 | $2,762.00 |
| Total amount paid | $109,855.00 | $132,894.00 | $331,413.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.3% | 4.3% | 4.3% |
| Freshman year | $18,659.00 | $22,572.00 | $56,290.00 |
| Senior year | $19,455.00 | $23,535.00 | $58,692.00 |
| Total 2-year net price | $38,114.00 | $46,107.00 | $114,982.00 |
| 10-year loan interest @ 6.8% | $14,520.00 | $17,565.00 | $43,804.00 |
| Total monthly payment | $439.00 | $531.00 | $1,323.00 |
| Total amount paid | $52,634.00 | $63,672.00 | $158,786.00 |
See the full net-price breakdown in the net price section below.
The net price figure shows the cost after grants and scholarships are deducted. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $24,488.00 |
| Average net price (off-campus) | $24,820.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $19,348.00 |
| $30,000 to $48,000 | $18,024.00 |
| $48,001 to $75,000 | $23,893.00 |
| $75,001 to $110,000 | $29,476.00 |
| Over $110,000 | $32,524.00 |
Use Seattle Pacific University Net Price Calculator, or contact the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid page.
Typical debt at graduation from Seattle Pacific University comes to $16,946.00, which the Department of Education classifies as a Low ($10-20k) burden tier.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,500.00 |
| 25th | $10,500.00 |
| Median (50th) | $16,946.00 |
| 75th | $30,000.00 |
| 90th | $35,500.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
For the full borrowing and repayment picture, see the student loan debt page.
Debt outcomes vary substantially with family income. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $17,519.00 |
| Middle income | $15,000.00 |
| High income | $17,965.00 |
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $16,000.00 |
| Continuing-generation students | $17,500.00 |
The Pell Grant is the main federal need-based award for undergraduates. Pell vs non-Pell comparisons surface how debt breaks down by need.
The Pell-versus-non-Pell median debt difference at Seattle Pacific University stands at $1,833.00. This institution is flagged by federal data for Pell-debt inequity.
The Department of Education default-rate tier for Seattle Pacific University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 0.8% |
For scale, federal Stafford loan disbursements at Seattle Pacific University reach $283,408,705.00 across 12,128 borrowers.
Veterans and current servicemembers may be eligible for major federal education benefits including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 62 |
| Avg GI Bill amount | $24,643.00 |
For the full rundown of veteran and military benefits, see the veteran aid breakdown.
Numbers only tell part of the story. As you weigh Seattle Pacific University, the questions below are worth your time:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.