by our College Data Analytics TeamHere’s the full picture on paying for The College of Idaho, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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The total published cost of attendance at The College of Idaho works out to about $48,451.00 per year.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $37,845.00 |
| + Room, board & other expenses | $10,606.00 |
| Total cost | $48,451.00 |
| That is 48% above the national average net price. |
| Total cost | $48,451.00 |
| − Grants and scholarships | −$31,061.00 |
| Net price | $17,390.00 |
| That is 47% below the national average net price. |
| Total cost | $48,451.00 |
| − Grants and scholarships | −$36,516.00 |
| Net price | $11,935.00 |
| That is 64% below the national average net price. | |
| Go deeper on the components with the tuition & fees page plus room and board. |
Published costs have climbed year over year at a recent average of 3.9% annually, so the projections below total more than one year of attendance. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.9% | 3.9% | 3.9% |
| Freshman year | $12,399.00 | $18,067.00 | $50,336.00 |
| Senior year | $13,904.00 | $20,259.00 | $56,443.00 |
| Total 4-year net price | $52,568.00 | $76,595.00 | $213,403.00 |
| 10-year loan interest @ 6.8% | $20,026.00 | $29,180.00 | $81,299.00 |
| Total monthly payment | $605.00 | $881.00 | $2,456.00 |
| Total amount paid | $72,594.00 | $105,774.00 | $294,702.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.9% | 3.9% | 3.9% |
| Freshman year | $12,399.00 | $18,067.00 | $50,336.00 |
| Senior year | $12,882.00 | $18,770.00 | $52,295.00 |
| Total 2-year net price | $25,281.00 | $36,836.00 | $102,631.00 |
| 10-year loan interest @ 6.8% | $9,631.00 | $14,033.00 | $39,099.00 |
| Total monthly payment | $291.00 | $424.00 | $1,181.00 |
| Total amount paid | $34,912.00 | $50,869.00 | $141,729.00 |
Read more in the net price section below.
The net price figure shows the cost after grants and scholarships are deducted. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $19,481.00 |
| Average net price (off-campus) | $20,566.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $15,367.00 |
| $30,000 to $48,000 | $18,437.00 |
| $48,001 to $75,000 | $17,013.00 |
| $75,001 to $110,000 | $21,946.00 |
| Over $110,000 | $25,125.00 |
For a personalized estimate, try the The College of Idaho Net Price Calculator, or visit the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid page.
The median graduating debt at The College of Idaho stands at $17,000.00, which the Department of Education classifies as a Low ($10-20k) burden tier.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,500.00 |
| 25th | $7,795.00 |
| Median (50th) | $17,000.00 |
| 75th | $27,000.00 |
| 90th | $32,000.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
For the full borrowing and repayment picture, see the student loan debt detail.
Student debt at graduation is not evenly distributed across income levels. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $19,000.00 |
| Middle income | $18,500.00 |
| High income | $14,795.00 |
On average, low-income graduates leave with $4,205.00 in additional median debt versus high-income graduates.
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $19,000.00 |
| Continuing-generation students | $13,750.00 |
First-generation borrowers from The College of Idaho take on $5,250.00 more median debt than continuing-generation peers.
The Pell Grant is the largest federal grant for undergraduates from low-income families. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The median debt difference between Pell-eligible and non-Pell graduates of The College of Idaho stands at $3,983.00. This school carries a federal Pell-debt-inequity flag.
The default-rate category at The College of Idaho is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 5.6% |
For context on the loan portfolio, Stafford disbursements at The College of Idaho total $54,215,634.00 spread across 3,417 recipients.
Veterans and current servicemembers may be eligible for major federal education benefits including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 14 |
| Avg GI Bill amount | $13,822.00 |
Dig into veteran education benefits on the veteran aid breakdown.
Use the figures above as a launch point, then think through The College of Idaho, think through the questions below:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.