by our College Data Analytics TeamMany students will not be asked to pay the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total cost of going to The College of Idaho can seem overwhelming, but bear in mind that many students are given some form of financial aid.
What financial assistance options will The College of Idaho offer you, and what will you qualify for? Read on for more information. Keep scrolling to find out just how much financial aid will be open to you.
How much aid you qualify for depends largely on your family’s financial circumstances. Use the information below to understand how much financial assistance you may get from The College of Idaho.
Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
At The College of Idaho, 100% of first-time, full-time freshmen received some form of financial aid roughly 296 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $29,110 |
| Institutional grants & scholarships | 100% | $27,433 |
| Federal Pell grants | 29% | $4,929 |
| State/local grants | 4% | $2,000 |
| Federal student loans | 45% | $5,217 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. At The College of Idaho, roughly 100% of undergrads got grants or scholarships worth on average $27,319 (for some 1046 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $27,319 |
| Federal Pell grants | 25% | $5,071 |
| Federal student loans | 47% | $6,294 |
For on-campus title-IV students, average grant aid came to $31,061.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $16,673 |
| $30,001 – $75,000 | $17,561 |
| Over $75,000 | $24,320 |
Each figure is the net price after grants and scholarships, not the published sticker price.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $19,481 |
| Off-campus title-IV students | $20,566 |
For a customized cost estimate, visit The College of Idaho’s net price calculator: www.collegeofidaho.edu/admission-aid/cost/net-price-calculator.
A typical borrower at The College of Idaho leaves with $17,000 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $17,000 |
| Median federal debt (graduates only) | $24,500 |
| Typical 10-year monthly payment (graduates) | $259.74/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
The median alone does not show how widely outcomes vary across the student body. The figures below chart the debt distribution at The College of Idaho.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $5,500 |
| 25th percentile | $7,795 |
| 75th percentile | $27,000 |
| 90th percentile (highest-debt students) | $32,000 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $19,000 |
| Middle income | $18,500 |
| High income | $14,795 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $19,000 |
| Continuing-generation students | $13,750 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $15,731 |
| Independent students | $20,000 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. The College of Idaho.
Stafford loans make up the bulk of federal direct lending to undergraduates. The totals below capture Stafford lending at The College of Idaho:
| Metric | Value |
|---|---|
| Stafford loan recipients | 3417 |
| Total Stafford loan amount | $54,215,634 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 14 |
| Total GI Bill amount | $193,509 |
| Average GI Bill amount per recipient | $13,822 |
DoD Tuition Assistance activity
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 0 |
| Total DoD amount | $0 |
References
More about our data sources and methodologies.