by our College Data Analytics TeamHere is what you can expect to pay at University of North Dakota, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
Jump to any section of this page using the links below:
The full cost of attending University of North Dakota came in between $24,580.00 to $29,199.00 depending on residency and living arrangement.
Where you live mattered — in-state students paid less than out-of-state students: around $24,580.00 in-state, rising to $29,199.00 out-of-state.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $10,951.00 |
| + Room, board & other expenses | $13,629.00 |
| Total cost | $24,580.00 |
| That is 28% above the national average net price. |
| Total cost | $24,580.00 |
| − Grants and scholarships | −$7,054.00 |
| Net price | $17,526.00 |
| That is 9% below the national average net price. |
| Total cost | $24,580.00 |
| − Grants and scholarships | −$12,479.00 |
| Net price | $12,101.00 |
| That is 37% below the national average net price. |
| Tuition and fees | $15,570.00 |
| + Room, board & other expenses | $13,629.00 |
| Total cost | $29,199.00 |
| That is 52% above the national average net price. |
| Total cost | $29,199.00 |
| − Grants and scholarships | −$7,054.00 |
| Net price | $22,145.00 |
| That is 15% above the national average net price. |
| Total cost | $29,199.00 |
| − Grants and scholarships | −$12,479.00 |
| Net price | $16,720.00 |
| That is 13% below the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page and living costs. |
The reported cost series has been increasing by around 1.2% annually, so the projections below total more than one year of attendance. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.2% | 1.2% | 1.2% |
| Freshman year | $12,244.00 | $17,733.00 | $24,870.00 |
| Senior year | $12,683.00 | $18,369.00 | $25,762.00 |
| Total 4-year net price | $49,851.00 | $72,199.00 | $101,259.00 |
| 10-year loan interest @ 6.8% | $18,991.00 | $27,505.00 | $38,576.00 |
| Total monthly payment | $574.00 | $831.00 | $1,165.00 |
| Total amount paid | $68,842.00 | $99,705.00 | $139,835.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.2% | 1.2% | 1.2% |
| Freshman year | $12,244.00 | $17,733.00 | $24,870.00 |
| Senior year | $12,389.00 | $17,943.00 | $25,164.00 |
| Total 2-year net price | $24,633.00 | $35,676.00 | $50,035.00 |
| 10-year loan interest @ 6.8% | $9,384.00 | $13,591.00 | $19,061.00 |
| Total monthly payment | $283.00 | $411.00 | $576.00 |
| Total amount paid | $34,017.00 | $49,267.00 | $69,096.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.2% | 1.2% | 1.2% |
| Freshman year | $16,918.00 | $22,407.00 | $29,544.00 |
| Senior year | $17,524.00 | $23,210.00 | $30,604.00 |
| Total 4-year net price | $68,879.00 | $91,228.00 | $120,287.00 |
| 10-year loan interest @ 6.8% | $26,240.00 | $34,754.00 | $45,825.00 |
| Total monthly payment | $793.00 | $1,050.00 | $1,384.00 |
| Total amount paid | $95,119.00 | $125,982.00 | $166,112.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.2% | 1.2% | 1.2% |
| Freshman year | $16,918.00 | $22,407.00 | $29,544.00 |
| Senior year | $17,117.00 | $22,671.00 | $29,893.00 |
| Total 2-year net price | $34,035.00 | $45,078.00 | $59,437.00 |
| 10-year loan interest @ 6.8% | $12,966.00 | $17,173.00 | $22,643.00 |
| Total monthly payment | $392.00 | $519.00 | $684.00 |
| Total amount paid | $47,001.00 | $62,251.00 | $82,080.00 |
See the full net-price breakdown in the net-price section.
Net price strips out grant and scholarship aid to show what families really pay. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $18,551.00 |
| Average net price (off-campus) | $18,998.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $13,914.00 |
| $30,000 to $48,000 | $13,615.00 |
| $48,001 to $75,000 | $18,625.00 |
| $75,001 to $110,000 | $19,282.00 |
| Over $110,000 | $20,640.00 |
Run your own numbers with the University of North Dakota Net Price Calculator, or get in touch with the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid breakdown.
The typical debt load for borrowers leaving University of North Dakota is $15,238.00, placing the school in the Low ($10-20k) debt-burden bucket.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,825.00 |
| 25th | $7,155.00 |
| Median (50th) | $15,238.00 |
| 75th | $27,271.00 |
| 90th | $33,800.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Read the complete debt breakdown on the student-loan-debt breakdown.
Median debt at graduation differs meaningfully across income brackets. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $15,000.00 |
| Middle income | $15,067.00 |
| High income | $15,250.00 |
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $15,238.00 |
| Continuing-generation students | $15,233.00 |
First-generation graduates of University of North Dakota graduate with $5.00 in extra median debt compared with continuing-generation peers.
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The Pell vs non-Pell debt gap at University of North Dakota amounts to $4,088.00. This institution is flagged by federal data for Pell-debt inequity.
The federal default-rate classification for University of North Dakota is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 2.8% |
For context on the loan portfolio, Stafford disbursements at University of North Dakota total $904,973,621.00 over 37,947 student borrowers.
Veteran and active-military students often access dedicated federal aid programs including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 484 |
| Avg GI Bill amount | $9,272.00 |
| DoD Tuition Assistance recipients | 288 |
| Avg DoD Tuition Assistance | $2,689.00 |
For the full rundown of veteran and military benefits, see the veterans benefits detail.
The figures above are a starting point — as you weigh University of North Dakota, the questions below are worth your time:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.