by our College Data Analytics TeamHere is what you can expect to pay at University of Phoenix-Arizona, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
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The full cost of attending University of Phoenix-Arizona comes to about $19,449.00 per academic year.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $9,552.00 |
| + Room, board & other expenses | $9,897.00 |
| Total cost | $19,449.00 |
| That is 41% below the national average net price. |
| Total cost | $19,449.00 |
| − Grants and scholarships | −$6,389.00 |
| Net price | $13,060.00 |
| That is 60% below the national average net price. |
| Total cost | $19,449.00 |
| − Grants and scholarships | −$7,133.00 |
| Net price | $12,316.00 |
| That is 62% below the national average net price. | |
| Explore each piece on the tuition & fees page and living costs. |
The tables below project a full degree at the current published cost. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $12,316.00 | $13,060.00 | $19,449.00 |
| Senior year | $12,316.00 | $13,060.00 | $19,449.00 |
| Total 4-year net price | $49,264.00 | $52,240.00 | $77,796.00 |
| 10-year loan interest @ 6.8% | $18,768.00 | $19,902.00 | $29,637.00 |
| Total monthly payment | $567.00 | $601.00 | $895.00 |
| Total amount paid | $68,032.00 | $72,142.00 | $107,433.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $12,316.00 | $13,060.00 | $19,449.00 |
| Senior year | $12,316.00 | $13,060.00 | $19,449.00 |
| Total 2-year net price | $24,632.00 | $26,120.00 | $38,898.00 |
| 10-year loan interest @ 6.8% | $9,384.00 | $9,951.00 | $14,819.00 |
| Total monthly payment | $283.00 | $301.00 | $448.00 |
| Total amount paid | $34,016.00 | $36,071.00 | $53,717.00 |
| Jump to the net-price detail in the Net Price section. |
Net price strips out grant and scholarship aid to show what families really pay. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $13,520.00 |
| Average net price (off-campus) | $13,571.00 |
Net price varies sharply by family income, dropping as need-based aid grows. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $12,784.00 |
| $30,000 to $48,000 | $13,853.00 |
| $48,001 to $75,000 | $15,320.00 |
| $75,001 to $110,000 | $17,243.00 |
| Over $110,000 | $18,188.00 |
For a personalized estimate, try the University of Phoenix-Arizona Net Price Calculator, or contact the financial aid office.
Want to know how that aid is awarded? See the financial aid page.
Typical debt at graduation from University of Phoenix-Arizona is $16,690.00, which federal data classifies as a Low ($10-20k) debt-burden bucket.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,442.00 |
| 25th | $5,227.00 |
| Median (50th) | $16,690.00 |
| 75th | $31,067.00 |
| 90th | $45,688.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Read the complete debt breakdown on the student-loan-debt breakdown.
Family income tracks closely with debt at graduation. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $15,000.00 |
| Middle income | $19,953.00 |
| High income | $18,466.00 |
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $16,500.00 |
| Continuing-generation students | $17,970.00 |
The Pell Grant is the largest federal grant for undergraduates from low-income families. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The Pell vs non-Pell debt gap at University of Phoenix-Arizona stands at $1,312.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The default-rate category at University of Phoenix-Arizona is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 14.3% |
To give some context for these rates, Stafford loans disbursed at University of Phoenix-Arizona add up to $37,209,722,095.00 across 1,404,083 recipients.
Veterans and active-duty servicemembers can tap dedicated federal aid programs such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 8,533 |
| Avg GI Bill amount | $7,392.00 |
| DoD Tuition Assistance recipients | 1,669 |
| Avg DoD Tuition Assistance | $2,685.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
Numbers only tell part of the story. As you weigh University of Phoenix-Arizona, a few questions are worth asking:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.