by our College Data Analytics TeamA large number of students will not be asked to pay the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The total cost of going to CUNY City College can seem overpowering, but remember that the majority of students are given some form of financial assistance.
What financial aid options can CCNY offer you, and what will you qualify for? Keep reading for more information. Keep reading to find out how much school funding will be available to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. Continue reading to find information to help you understand just how much assistance you can expect to receive from CUNY City College.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
At CUNY City College, 90% of first-time, full-time freshmen received some form of financial aid some 2312 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 88% | $9,763 |
| Institutional grants & scholarships | 69% | $1,018 |
| Federal Pell grants | 73% | $6,191 |
| State/local grants | 83% | $4,110 |
| Federal student loans | 8% | $4,806 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. At CCNY, around 75% of the undergraduate population received grant aid that averaged $9,148 (across roughly 9294 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 75% | $9,148 |
| Federal Pell grants | 61% | $6,066 |
| Federal student loans | 11% | $6,347 |
Title-IV recipients living on campus saw average grant aid of $10,627.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $2,135 |
| $30,001 – $75,000 | $4,686 |
| Over $75,000 | $10,433 |
Each figure is the net price after grants and scholarships, not the published sticker price.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $3,776 |
| Off-campus title-IV students | $3,486 |
For a customized cost estimate, visit CCNY’s NPC: npc.cuny.edu/npc/public/fin_aid/financial_aid_estimator/FinAidEstimator.jsp.
The middle student in the debt distribution at CCNY owes $9,775 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $9,775 |
| Median federal debt (graduates only) | $11,990 |
| Typical 10-year monthly payment (graduates) | $127.11/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. The percentiles below describe the cumulative federal debt distribution for borrowers at CCNY.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,000 |
| 25th percentile | $4,058 |
| 75th percentile | $18,000 |
| 90th percentile (highest-debt students) | $28,250 |
The figures below break down median federal debt by income tier, first-generation status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $9,500 |
| Middle income | $10,000 |
| High income | $11,000 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $9,500 |
| Continuing-generation students | $11,225 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $8,696 |
| Independent students | $11,913 |
A handful of calculated indicators summarize the debt outlook at CCNY.
The Stafford program is the federal direct-loan vehicle most undergraduates use. These figures summarize annual Stafford program activity at CCNY:
| Metric | Value |
|---|---|
| Stafford loan recipients | 20682 |
| Total Stafford loan amount | $422,009,381 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 48 |
| Total GI Bill amount | $284,765 |
| Average GI Bill amount per recipient | $5,933 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 11 |
| Total DoD amount | $23,226 |
| Average DoD amount per recipient | $2,111 |
References
More about our data sources and methodologies.