by our College Data Analytics TeamBelow is the data on what it actually costs to attend Northern State University, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
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Cost of attendance at Northern State University spanned $22,223.00 and up to $25,325.00 depending on residency and living arrangement.
In-state residents qualified for the lower cost, with out-of-state students paying more: close to $22,223.00 in-state compared with $25,325.00 for those paying out-of-state rates.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $8,845.00 |
| + Room, board & other expenses | $13,378.00 |
| Total cost | $22,223.00 |
| That is 15% above the national average net price. |
| Total cost | $22,223.00 |
| − Grants and scholarships | −$6,265.00 |
| Net price | $15,958.00 |
| That is 17% below the national average net price. |
| Total cost | $22,223.00 |
| − Grants and scholarships | −$11,315.00 |
| Net price | $10,908.00 |
| That is 43% below the national average net price. |
| Tuition and fees | $11,947.00 |
| + Room, board & other expenses | $13,378.00 |
| Total cost | $25,325.00 |
| That is 32% above the national average net price. |
| Total cost | $25,325.00 |
| − Grants and scholarships | −$6,265.00 |
| Net price | $19,060.00 |
| That is roughly at the national average net price. |
| Total cost | $25,325.00 |
| − Grants and scholarships | −$11,315.00 |
| Net price | $14,010.00 |
| That is 27% below the national average net price. | |
| Explore each piece on the tuition & fees page plus room and board. |
The projections below extend the current annual cost across a degree. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $10,908.00 | $15,958.00 | $22,223.00 |
| Senior year | $10,908.00 | $15,958.00 | $22,223.00 |
| Total 4-year net price | $43,632.00 | $63,832.00 | $88,892.00 |
| 10-year loan interest @ 6.8% | $16,622.00 | $24,318.00 | $33,865.00 |
| Total monthly payment | $502.00 | $735.00 | $1,023.00 |
| Total amount paid | $60,254.00 | $88,150.00 | $122,757.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $10,908.00 | $15,958.00 | $22,223.00 |
| Senior year | $10,908.00 | $15,958.00 | $22,223.00 |
| Total 2-year net price | $21,816.00 | $31,916.00 | $44,446.00 |
| 10-year loan interest @ 6.8% | $8,311.00 | $12,159.00 | $16,932.00 |
| Total monthly payment | $251.00 | $367.00 | $511.00 |
| Total amount paid | $30,127.00 | $44,075.00 | $61,378.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $14,010.00 | $19,060.00 | $25,325.00 |
| Senior year | $14,010.00 | $19,060.00 | $25,325.00 |
| Total 4-year net price | $56,040.00 | $76,240.00 | $101,300.00 |
| 10-year loan interest @ 6.8% | $21,349.00 | $29,045.00 | $38,592.00 |
| Total monthly payment | $645.00 | $877.00 | $1,166.00 |
| Total amount paid | $77,389.00 | $105,285.00 | $139,892.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $14,010.00 | $19,060.00 | $25,325.00 |
| Senior year | $14,010.00 | $19,060.00 | $25,325.00 |
| Total 2-year net price | $28,020.00 | $38,120.00 | $50,650.00 |
| 10-year loan interest @ 6.8% | $10,675.00 | $14,522.00 | $19,296.00 |
| Total monthly payment | $322.00 | $439.00 | $583.00 |
| Total amount paid | $38,695.00 | $52,642.00 | $69,946.00 |
| Read more in the net-price section. |
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $15,812.00 |
| Average net price (off-campus) | $17,094.00 |
The real cost varies by income because need-based aid scales with financial need. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $13,560.00 |
| $30,000 to $48,000 | $14,226.00 |
| $48,001 to $75,000 | $16,444.00 |
| $75,001 to $110,000 | $19,236.00 |
| Over $110,000 | $18,673.00 |
For a personalized estimate, try the Northern State University Net Price Calculator, or reach out to the financial aid office.
Curious how grants and scholarships are distributed? Explore the grants & scholarships detail.
The median amount borrowed by graduates of Northern State University works out to $15,750.00, categorized as a Low ($10-20k) burden category.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,500.00 |
| 25th | $6,621.00 |
| Median (50th) | $15,750.00 |
| 75th | $27,000.00 |
| 90th | $36,375.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Explore borrowing, repayment, and default in detail on the student loan debt page.
Family income tracks closely with debt at graduation. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $16,314.00 |
| Middle income | $14,462.00 |
| High income | $16,750.00 |
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $16,000.00 |
| Continuing-generation students | $15,556.00 |
First-gen students at Northern State University hold $444.00 more debt than continuing-generation students.
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The median debt gap between Pell and non-Pell graduates of Northern State University is $2,328.00. This school carries a federal Pell-debt-inequity flag.
The default-rate classification at Northern State University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 6.2% |
For scale, federal Stafford loan disbursements at Northern State University total $131,366,049.00 covering 8,127 student borrowers.
Veterans and active-duty students can access dedicated federal education aid such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 17 |
| Avg GI Bill amount | $5,402.00 |
| DoD Tuition Assistance recipients | 16 |
| Avg DoD Tuition Assistance | $2,999.00 |
Dig into veteran education benefits on the veterans benefits detail.
Use the figures above as a launch point, then think through Northern State University, the questions below are worth your time:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.