The majority of students are not billed the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The sum total of attendance at Gavilan College can sound overpowering, but remember that the majority of students get some type of financial assistance.
What financial aid options can Gavilan College offer, and what will you qualify for? Keep reading for more information. Scroll down to discover just how much financial aid could be open to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. The information provided on this page can help you determine how much aid you may receive from Gavilan College.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
At Gavilan College, 83% of new full-time first-years were awarded at least some aid roughly 449 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 83% | $5,577 |
| Institutional grants & scholarships | 0% | — |
| Federal Pell grants | 42% | $5,556 |
| State/local grants | 83% | $2,745 |
| Federal student loans | 0% | $4,702 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. Here, approximately 52% of undergrads got grants or scholarships worth on average $4,210 (covering around 2828 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 52% | $4,210 |
| Federal Pell grants | 24% | $4,446 |
| Federal student loans | 0% | $5,975 |
Title-IV recipients living on campus saw average grant aid of $8,619.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $1,370 |
| $30,001 – $75,000 | $3,030 |
| Over $75,000 | $5,862 |
Remember these are net prices — what families pay after gift aid, not before.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $6,542 |
| Off-campus title-IV students | $2,244 |
To project your own net price, use Gavilan College’s NPC: misweb.cccco.edu/npc/441/npcalc-1920.htm.
The middle student in the debt distribution at Gavilan College owes $5,841 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $5,841 |
Looking only at the median can be misleading because it hides the spread. The figures below chart the debt distribution at Gavilan College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,888 |
| 25th percentile | $2,753 |
| 75th percentile | $8,500 |
| 90th percentile (highest-debt students) | $14,000 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $5,466 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $4,664 |
| Independent students | $6,459 |
A handful of calculated indicators summarize the debt outlook at Gavilan College.
Stafford loans are the federal government’s primary direct undergraduate lending program. The totals below capture Stafford lending at Gavilan College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 1215 |
| Total Stafford loan amount | $12,241,144 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 0 |
| Total GI Bill amount | $0 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 0 |
| Total DoD amount | $0 |
References
More about our data sources and methodologies.